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Phishing



WHAT IT Phising?

Phishing is a method of deceitfully obtaining personal information such as passwords; Identity numbers and credit card details, by sending e-mails that look like they come from trusted sources, such as banks or legitimate companies.

 

Modus Operandi

Phishing emails request that users click on a link in the email which will direct users to a “spoofed” website- a site designed to fool users into thinking that it is legitimate- to obtain, verify or update contact details or other sensitive financial information.

The spoofed website will look almost exactly like that of a legitimate or a well-known financial institution. Phishing emails which are a form of spam emails, are typically sent in large numbers to consumer email accounts. The criminals send them in the hope of tricking recipients into disclosing their personal information in bogus online platforms on the spoofed websites.

All it takes is a few duped individuals to make phishing a profitable business for cybercriminals.

 

Below are some tips which consumers must follow to avoid becoming victims of phishing:

  • Do not click on links or icons in unsolicited e-mails
  • Do not reply to these e-mails. Delete them immediately
  • Do not believe the content of unsolicited e-mails blindly. If you are worried about what is alleged, use your own contact details to contact the sender to confirm
  • Type in the URL (uniform resource locator or domain names) for your bank in the internet browser if you need to access your bank’s webpage
  • Check that you are on the real site before using any personal information
  • If you think that you might have been compromised, contact your bank immediately
  • Create complicated passwords that are not easy to decipher and change them often